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P2P Loans: a disaster that is future?

P2P Loans: a disaster that is future?

On the web financing has exploded: Peer-to-peer financing marketplaces will issue billions of bucks of loans in 2010. However the dangers are not well grasped.

Recently, a borrower that is anonymous goes on the screenname “compassion-engine220” sought down that loan from Prosper.com.

Through the documents, this debtor is not precisely the most useful danger. With revolving financial obligation of $10,429 — or 79% of his / her bankcard restrictions — as well as 2 delinquencies amounting to $875, this debtor will not get that loan at an interest rate that is prime.